Insurance Company «Dniester» During the First World War and the WUPR: Institutional Stability, National Mobilization and Human Capital
DOI:
https://doi.org/10.31861/hj2026.63.53-60Keywords:
«Dnister», Ukrainian nation-building, First World War, WUPR, Galician insurance societies, institutional continuity, Kost Levytskyi, Stepan FedakAbstract
This article examines the Insurance Company «Dniester» (founded in Lviv in 1892) as a key institution in the Ukrainian state-building process during World War I (1914–1918). Although previous studies have covered cooperatives and culture, the role of financial institutions in mobilization, the formation of elites, and state-building remains understudied. This study fills that gap by analyzing «Dnister» through economic, social, and nationalist lenses.
Sources include declassified materials from the Vatican Archives, Austro-Hungarian records, the newspapers, memoirs, and secondary literature. The analysis covers four dimensions: institutional stability, social engagement, mobilization of the agent network, and the personal contribution to the West Ukrainian People’s Republic (WUPR).
Despite wartime disruptions-occupations, requisitions, and relocations — «Dnister» maintained solvency through conservative management, adapted its products to wartime risks, and supported partners such as «Silskyi Hospodar» and «Narodna Torhivlia», ensuring Ukrainian economic continuity in Galicia. In the social sphere, it assisted military families, hospitals, refugees, and Sich Riflemen; its Lviv headquarters organized cultural and political events for «Prosvita», «Ridna Shkola» and others.
The «Dnister» network of agents covered Galicia and Bukovyna, mobilizing the «parish elite» (teachers, activists of public houses as well as cantors, helpers and other church workers) for insurance, education, press distribution, and the administration of the West Ukrainian People’s Republic in 1918. Five leaders took up government posts: Kost Levytskyi (head of the State Secretariat), Stepan Fedak (Secretary of Food Affairs), Ivan Levynskyi (Infrastructure), Vasyl Nahirnyi (Personnel), and Oleksandr Barvinskyi (Education Policy), drawing on Dnister’s administrative training.
Vatican reports (1918–1919) confirm the scale of the Dnister and Ukraine’s self-organization. Theoretically, the article posits financial institutions as equivalents of print capitalism in nation-building, fostering «institutional continuity», civic responsibility, and «citizens literate in economics».
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